Expense Ratios Explained How a 0.97 Percent Fee Can Cost You Thousands
Learn how a 0.97% expense ratio can drain $100,000 from your retirement savings and why low-cost investing boosts long-term returns.
Subscription Overload How to Audit and Cancel Unused Services Fast
Overwhelmed by subscriptions? Learn how to quickly audit and cancel unused services in 30 minutes to save money and simplify your budget.
Smart Ways to Use Your Commute Savings for Financial Freedom
Discover smart, practical ways to use your extra money from commuting savings while avoiding lifestyle creep and boosting financial freedom.
Salary Negotiation Scripts for New Grads How to Ask for 10 Percent More
Learn effective salary negotiation scripts to confidently ask for 10% more as a new grad with step-by-step tips and real-world examples.
Why we Pay Too Much for Insurance (& How to Cut your Costs)
Most of us pay too damn much for insurance. Let me clarify… I’m not talking about how we shop for insurance, policy discounts we might be missing out on, or which providers we buy from (although all of those certainly can have an impact on insurance premiums). Rather, I’m talking about the level of insurance …
Is Organic Food a “Luxury”?
An interesting discussion ensued last week on my cheap vs. quality vs. luxury post on organic food and whether or not it is a “luxury”. In the post, I had given an example of a cheap vs. a quality good: $3 per pound pink slime vs. a $10 grass-fed organic steak, to which a reader, …
Frugality through Vegetarianism: How to Save $2-$3K Per Year & the Planet by Moving Away from a Meat-Based Diet
While we were in college, my wife and I made a gradual shift to becoming mostly vegetarian. It all sort of happened in an unconventional, non-life-philosophy-shattering sort of way… I was on this high-protein, low-fat, low-carb kick, and she was still eating a meat and potatoes type diet. My low-fat meals got her thinking about …
How to Get Cheap Dental Care without Dental Insurance
Ahhh… the dentist… 30 awkward minutes of staring at the ceiling in order to avoid eye contact or looking directly into a blinding light while answering small talk questions as a complete stranger sticks their fingers and pointy tools into your mouth. To continue the awkwardness, the dentist comes in to say hi and take …