Money, when used effectively as a tool, can help you achieve some pretty phenomenal goals in life. Just to name a few: And the benefits of these actions can measurably improve your life by: All of which can intrinsically lead to a more satisfied, healthy, and happy life. Money can also be used as a …
In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative impact on this planet and saving money are both things that I care very deeply about. So, I thought it would be worthwhile to create a …
If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills. “Don’t worry about the little things – just focus on boosting your income and that will cure everything”, they say. They say …
Discover if FIRE is realistic for regular people with 3 practical modified versions like Lean FIRE Coast FIRE and Barista FIRE for financial freedom
Most of us pay too damn much for insurance. Let me clarify… I’m not talking about how we shop for insurance, policy discounts we might be missing out on, or which providers we buy from (although all of those certainly can have an impact on insurance premiums). Rather, I’m talking about the level of insurance …
An interesting discussion ensued last week on my cheap vs. quality vs. luxury post on organic food and whether or not it is a “luxury”. In the post, I had given an example of a cheap vs. a quality good: $3 per pound pink slime vs. a $10 grass-fed organic steak, to which a reader, …
While we were in college, my wife and I made a gradual shift to becoming mostly vegetarian. It all sort of happened in an unconventional, non-life-philosophy-shattering sort of way… I was on this high-protein, low-fat, low-carb kick, and she was still eating a meat and potatoes type diet. My low-fat meals got her thinking about …
Ahhh… the dentist… 30 awkward minutes of staring at the ceiling in order to avoid eye contact or looking directly into a blinding light while answering small talk questions as a complete stranger sticks their fingers and pointy tools into your mouth. To continue the awkwardness, the dentist comes in to say hi and take …
A few years back, I had a little net worth bashing session. Over time (and with increased net worth) my view on this financial metric has softened a bit, but not much. A softer side comes from an increased appreciation for tracking the full value of all of the assets you have. It is hard …
The 20somethingfinance motto is “Get a Head Start on your Freedom”. “Freedom” is a bit ambiguous really, and as with a lyric on a favorite song, you can take it to mean whatever you like. But if I’m being honest about what “freedom” means for me, it is “financial independence“. Who wouldn’t want the freedom …
