All posts by Paula Bostwick

The buzz around I bonds in the personal finance community has been off the charts the last few years, with guaranteed interest rates not seen anywhere else in recent decades, and no risk-free comparable investment alternatives. I gave an in-depth I bond overview and covered how to buy I bonds previously to help readers take …

Discover 3 simple budgeting methods for beginners to stop living paycheck to paycheck and start saving with easy step-by-step guides.

Capital gains tax rules do not make for a particularly thrilling topic. But, seeing that this is a personal finance blog geared towards young professionals and we should all be investing as early as we possibly can, capital gains (and losses) related to investing are something I wanted to do a “101”-type overview on. And …

Discover the best high-yield savings accounts in 2026 offering top APYs 4-5% plus tips on safe, FDIC-insured options to maximize your cash returns.

PSA to readers who have had an interest in U.S. Treasury I Savings Bonds in recent years, as I have – you can purchase I bonds at treasurydirect.gov at the current new I bond rate of 4.03 APR%. If you’re not familiar with them, see my I bonds overview for a primer on what they …