Why You Need an Emergency Fund and How to Build It in 3 Steps
Learn why you need an emergency fund and how to build it in 3 simple steps for financial security and peace of mind.
Retirement Savings for Freelancers Without a 401k Guide 2026
Freelancers learn how to save for retirement without a 401k using Solo 401k SEP IRA Roth IRA and tax-smart strategies for self-employed success.
I Bonds Review: Where & How to Buy, Interest Rates, Risks, & Pros & Cons
Updates: the new I bond rate for November, 2025 to May, 2026 has been set at 4.03% APR for new purchases. If you find that appealing, here is how to buy I Bonds. For those who previously purchased, it may be a good time to close I bonds with variable rates and inflation having declined …
0% APR Offers Explained Benefits Risks and Best Use Tips
Explore if 0% APR offers on credit cards are smart tools for debt payoff or risky traps with fees high interest and repayment tips.
Escaping Broke but Chic with Minimalist Money Habits in 2026
Discover how to escape broke but chic with minimalist money tips for mindful spending and building wealth in today’s high-spend era.
How to Save Side Hustle Income Using the Bucket Strategy
Learn how to save side hustle income with the Bucket Strategy to manage taxes reinvestments emergencies and build long-term wealth effectively
Paid and Broke by Friday Learn How to Pay Yourself First and Save
Struggling to stay afloat paycheck to paycheck Discover how paying yourself first builds savings and breaks the cycle of being broke by Friday
Stop Revenge Spending Guide for Emotional Money Management
Learn how to stop revenge spending with this guide to emotional money management using practical steps to curb impulse buying and build financial control
Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation
One of my very favorite personal finance metrics to calculate, monitor, and compete against is my personal inflation rate (as one half of a married couple, it could more rightfully be referred to as “household inflation rate” since my wife and I share all costs). Whatever you want to call it, I’d put it second …
7 Effective Ways to Budget for Travel Without Going Broke
Discover 7 practical ways to budget for travel without going broke with smart tips on saving, affordable stays, cheap flights, and free activities.