Most of us fail miserably at personal finance. In this country, personal savings rate are abysmal, net worths are tiny, and retirement savings are almost non-existent – across all age groups. Nobody intentionally wants to fail at personal finance, so why then are we so tragically awful at it? A tiny sampling of reasons includes: …
Learn how to repair credit after late payments with a simple 3-step recovery plan to rebuild your credit history and improve your score fast.
As human beings, we have the intellectual capacity to recognize that having certain things in our lives can add function, safety, entertainment, comfort, and even happiness at times. For example: And that last point is where things get a bit tricky. Our brains are very adept at recognizing when a basic need is met and …
I’m lucky (and very spoiled) to work for an employer that offers a full lunch cafeteria – all expenses paid – as part of my benefits package. As I grab my plate and head through the lines at the various food stations, it rarely fails that my plate ends up being fully covered with delicious, …
I’m fortunate to work for an employer that offers stock units to its employees. The number of units you could receive varies based on your job level and performance. Then, each year, a portion of your total allotment vests. While this is something all employees at my company have in common, when the stock has …
It’s been a while since I’ve done an investing 101 article, so I’m overdue. In this post, we’ll cover an important investing component: bid-ask spread. May sound boring, but the knowledge gained could save you hundreds, if not thousands, over your lifetime when applied. What is Bid Price and Ask Price? Before understanding the implications …
I probably won’t make any new friends with this one, but since this year is already 4 of the worst years in U.S. history rolled into one, with 6 months to go, F$@# it. Gotta keep it 100, as they say. There are legit certified financial planners out there that I am sure do good …
