Why You Know Better But Don’t Do Better Behavioral Finance Fixes
Discover why you know better but don’t do better with money and learn behavioral finance fixes to overcome biases and improve your financial decisions.
Hacking the 3 Stages of Life
I think we can all agree that having time, money, and energy are good things to have (and the more, the better). Well, there’s a wise old adage about the 3 stages of life as it relates to time, energy, and money that is just as telling now as ever: 1.In your child/teen-age (pre-work) years: …
How to Talk About Money With Your Partner Without Fighting
Learn how to talk about money with your partner without fighting using expert tips on communication budgeting and building financial trust together
Using the Power of Re-framing & Ingenuity to Cut Expenses
When you distill it to its most basic level, personal finance is simply: 1.What’s coming in (your income) minus 2.What’s going out (your expenses) With that in mind, it stands to reason that if you want to improve your personal finances, cutting your expenses needs to be one of the major areas that you focus …
Money & Happiness: The Psychology of Intrinsic Vs Extrinsic Goals
Money, when used effectively as a tool, can help you achieve some pretty phenomenal goals in life. Just to name a few: And the benefits of these actions can measurably improve your life by: All of which can intrinsically lead to a more satisfied, healthy, and happy life. Money can also be used as a …
Environmentally Friendly Products that Actually Save you Money
In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative impact on this planet and saving money are both things that I care very deeply about. So, I thought it would be worthwhile to create a …
Earning More Does Not Cure All
If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills. “Don’t worry about the little things – just focus on boosting your income and that will cure everything”, they say. They say …
Is FIRE Realistic? 3 Practical Versions for Regular Income Earners
Discover if FIRE is realistic for regular people with 3 practical modified versions like Lean FIRE Coast FIRE and Barista FIRE for financial freedom
Why we Pay Too Much for Insurance (& How to Cut your Costs)
Most of us pay too damn much for insurance. Let me clarify… I’m not talking about how we shop for insurance, policy discounts we might be missing out on, or which providers we buy from (although all of those certainly can have an impact on insurance premiums). Rather, I’m talking about the level of insurance …
Is Organic Food a “Luxury”?
An interesting discussion ensued last week on my cheap vs. quality vs. luxury post on organic food and whether or not it is a “luxury”. In the post, I had given an example of a cheap vs. a quality good: $3 per pound pink slime vs. a $10 grass-fed organic steak, to which a reader, …