Investing

Learn how to save side hustle income with the Bucket Strategy to manage taxes reinvestments emergencies and build long-term wealth effectively

Discover the best high-yield savings accounts in 2026 offering top APYs 4-5% plus tips on safe, FDIC-insured options to maximize your cash returns.

Learn why you need an emergency fund and how to build it in 3 simple steps for financial security and peace of mind.

Discover 3 simple budgeting methods for beginners to stop living paycheck to paycheck and start saving with easy step-by-step guides.

Are you paying 1% of your portfolio every year for advice you could largely get from a $15 book and a low-cost brokerage account? That question makes a lot of people uncomfortable. Financial advisors are credentialed professionals. They use terms like “holistic wealth planning” and “risk-adjusted returns.” It’s easy to assume you’re getting sophisticated expertise …

Updates: the new I bond rate for November, 2025 to May, 2026 has been set at 4.03% APR for new purchases. If you find that appealing, here is how to buy I Bonds. For those who previously purchased, it may be a good time to close I bonds with variable rates and inflation having declined …

PSA to readers who have had an interest in U.S. Treasury I Savings Bonds in recent years, as I have – you can purchase I bonds at treasurydirect.gov at the current new I bond rate of 4.03 APR%. If you’re not familiar with them, see my I bonds overview for a primer on what they …

The buzz around I bonds in the personal finance community has been off the charts the last few years, with guaranteed interest rates not seen anywhere else in recent decades, and no risk-free comparable investment alternatives. I gave an in-depth I bond overview and covered how to buy I bonds previously to help readers take …

At a recent social gathering, I was introduced to a pediatric surgeon – a younger guy, probably in his early 30s. We got to chatting about what we do for a living, as strangers often do. After discovering that I was a personal finance writer, he offered the following admission and question: “I have a …

I recently highlighted a few different alternatives to stocks and low-interest cash savings. One of the options I mentioned was a money market fund (also known as a money market mutual fund). Money market funds are often confused for similar-sounding money market accounts – a type of savings account that banks offer, but they are …