Browsing Category
I think we can all agree that having time, money, and energy are good things to have (and the more, the better). Well, there’s a wise old adage about the 3 stages of life as it relates to time, energy, and money that is just as telling now as ever: 1.In your child/teen-age (pre-work) years: …
Learn how to talk about money with your partner without fighting using expert tips on communication budgeting and building financial trust together
When you distill it to its most basic level, personal finance is simply: 1.What’s coming in (your income) minus 2.What’s going out (your expenses) With that in mind, it stands to reason that if you want to improve your personal finances, cutting your expenses needs to be one of the major areas that you focus …
Money, when used effectively as a tool, can help you achieve some pretty phenomenal goals in life. Just to name a few: And the benefits of these actions can measurably improve your life by: All of which can intrinsically lead to a more satisfied, healthy, and happy life. Money can also be used as a …
In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative impact on this planet and saving money are both things that I care very deeply about. So, I thought it would be worthwhile to create a …
If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills. “Don’t worry about the little things – just focus on boosting your income and that will cure everything”, they say. They say …
Discover if FIRE is realistic for regular people with 3 practical modified versions like Lean FIRE Coast FIRE and Barista FIRE for financial freedom
An interesting discussion ensued last week on my cheap vs. quality vs. luxury post on organic food and whether or not it is a “luxury”. In the post, I had given an example of a cheap vs. a quality good: $3 per pound pink slime vs. a $10 grass-fed organic steak, to which a reader, …
You spent three hours comparing two credit cards to save $12 a year in fees. You rebalanced your 401(k) for the fourth time this quarter. You clipped coupons for an hour to save $3.50 on groceries. That feeling of wasted effort? It has a name. The law of diminishing returns. In economics, it says that …
You know that feeling. You check your bank account on a Tuesday and wonder where $400 went. You didn’t buy anything big. Just coffee, lunch out, a streaming subscription you forgot about, and that “emergency” Amazon order at 11 PM. This is the budget version of eating an entire bag of chips because the bag …
